Renomath

Home Improvement Calculators

What will your remodel actually cost?

Most contractor estimates swing 3× on the same square footage because nobody agrees on what "standard finish" means in your ZIP code. This calculator pins the math to 2024 national medians × your region × your finish level, so you walk into the bid conversation already knowing the fair range.

Renovation Cost Calculator

Plug in a project, its square footage, the finish level, and your region. We multiply 2024 national $/sqft medians by regional and complexity factors to give you a planning range.

Area being remodelled, not total home size.

Planning estimate only. Your actual bid depends on site conditions, permits, and current materials pricing.

Planning estimate

$57,500

Mid-scope total for a 200 sqft kitchen remodel in the East North Central region at standard finish, including a 15% contingency.

Low scope
$30,000
Mid scope (base)
$50,000
Upscale
$100,000
Effective $/sqft
$250
15% contingency
$7,500

Mid-range: refaced cabinets, quartz counters, mid-tier appliances. Upscale: full custom cabinetry, stone counters, premium appliances, structural changes.

Standard finish: Mid-tier finishes, some layout tweaks, name-brand fixtures and appliances.

Sources: Remodeling Magazine — 2024 Cost vs. Value Report, HomeAdvisor True Cost Guide. Figures are 2024 national medians; re-validate against a local GC before committing to a scope.

Home Renovation Cost Calculator: Browse by Project

Ten project-specific home renovation cost calculators with cost breakdowns, regional math, and FAQs — pick the project closest to your scope and the math snaps to it.

Kitchen calculator

Kitchen Remodel Cost

Calculate your 2026 kitchen remodel cost instantly. Free tool with regional pricing, material breakdowns, and finish-level estimates. No email required.

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Bathroom calculator

Bathroom Remodel Cost

Estimate your 2026 bathroom remodel cost by size and finish level. Free calculator with regional labor rates. No signup needed.

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Basement calculator

Basement Finishing Cost

Calculate 2026 basement finishing cost per square foot. Free tool with waterproofing, egress, and bath add-on math. No email required.

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Roofing calculator

Roof Replacement Cost

Estimate your 2026 roof replacement cost by material and roof size. Free calculator covering asphalt, metal, and tile. No signup needed.

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Flooring calculator

Flooring Cost

Calculate 2026 flooring installation cost by material and area. Free tool covering LVP, engineered hardwood, solid hardwood, and tile. No email required.

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Addition calculator

Room Addition Cost

Estimate your 2026 room addition cost per square foot. Free calculator including foundation, framing, and roof tie-in budgets. No signup needed.

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Attic conversion calculator

Attic Conversion Cost

Calculate 2026 attic conversion cost including dormer, egress window, and structural reinforcement budgets. Free regional tool. No email required.

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Garage conversion calculator

Garage Conversion Cost

Estimate 2026 garage conversion or ADU cost. Free calculator with floor raise, insulation, HVAC, and bath add-on budgets. No signup needed.

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Siding calculator

Siding Replacement Cost

Calculate 2026 siding replacement cost by material — vinyl, fiber-cement, engineered wood. Regional pricing with wrap and flashing budgets. No email required.

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Full-home calculator

Full Home Remodel Cost

Estimate your 2026 whole house renovation cost per square foot. Free calculator covering gut remodels, kitchens, baths, and mechanical upgrades. No signup needed.

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How We Calculate These Estimates

Every Renomath estimate is built from three published, independently sourced inputs — never marketing-room ranges or contractor self-reports.

  1. Base $/sqft medians from Remodeling Magazine’s 2024 Cost vs. Value Report and the HomeAdvisor True Cost Guide. We use the published national mid-points; no synthetic inflation.
  2. Finish multiplier: 0.75× basic, 1.00× standard, 1.65× upscale — derived from the spread between the basic and upscale Cost vs. Value bands.
  3. Regional multiplier: 0.88× (East South Central) to 1.22× (Pacific), normalised to the U.S. national average. The breakdown matches the regional rollups in the same report.

We add a 15% contingency on the base scope. Industry convention is 10–20%; pre-1980 homes and structural changes lean closer to 20%. Source data was last refreshed against the 2024 Cost vs. Value Report; this page’s pricing logic was last updated April 25, 2026.

Limitations. Outputs are planning estimates only — not contractor bids. Outlier markets (Manhattan, Aspen, Maui), structural surprises (load-bearing changes, foundation work), and hazardous-material remediation (asbestos, knob-and-tube) are not modelled. Always compare against 2–3 local bids before committing scope.

How the math works

Step 1

Project base $/sqft

We start from 2024 mid-point $/sqft for ten common project types — kitchen, bath, basement finish, addition, roof, siding, flooring, and more. Numbers are pulled from the Cost vs. Value report and HomeAdvisor's True Cost Guide.

Step 2

Finish level × region

Basic finishes run 0.75×, standard 1.0×, upscale 1.65×. Regional multipliers span 0.88× (East South Central) to 1.22× (Pacific). Same square footage, very different invoice.

Step 3

15% contingency

Every real remodel hits unknowns — rotted sheathing, out-of-code wiring, delayed cabinets. Industry convention is a 10–20% buffer; we budget 15% by default.

Need a project-specific calculator? Browse all home improvement calculators →

When to trust this number

  • You're in the early planning phase, deciding between a full remodel vs. a cosmetic refresh.
  • You're comparing 2–3 contractor bids and one of them feels suspiciously high or low.
  • You're talking to your lender about a home-equity or renovation loan and need a ballpark.
  • You own a rental or flip and are pricing out scope for an ROI calculation.

When NOT to trust it

  • You've already got an engineered drawing set — your GC's bid beats a calculator every time.
  • You're in an outlier market (Aspen, Manhattan, Maui) where local premiums blow through national multipliers.
  • Structural surprises: load-bearing changes, deep foundation work, and hazardous-material remediation aren't in these averages.

Renovation cost questions people actually ask

Grounded in the 2024 Cost vs. Value Report, HomeAdvisor's True Cost Guide, and the multipliers used by the calculator above.

How much does a 10×10 kitchen remodel cost in 2026?

A 10×10 kitchen is 100 sqft. At the 2024 national mid-point of about $250 per sqft for a standard-finish kitchen, you're looking at roughly $25,000 in base scope before contingency. Shift to builder-grade finishes and it drops to around $15,000; push to upscale custom cabinetry and stone it climbs past $50,000. Add a 10–20% contingency on top.

Is it cheaper to remodel the kitchen or replace just the cabinets?

Cabinets alone are a subset of a basic-scope kitchen remodel, so yes — cabinets-only is almost always cheaper. A refaced or replaced cabinet project typically lands near the low end of our basic kitchen range (around $150 per sqft × your layout), while a full remodel that also touches counters, appliances, plumbing, and electrical pushes past $250 per sqft at mid-scope. If the layout works and the boxes are sound, cabinets-only is the higher-ROI move.

What's a realistic contingency budget for a home remodel?

Industry convention is 10–20% of base cost. Renomath defaults to 15%, which covers the unknowns that show up once walls open — rotted sheathing, out-of-code wiring, plumbing reroutes, and the inevitable material price creep between bid and install. Older homes and structural changes lean closer to 20%; in-kind refreshes can get away with 10%.

How much does a bathroom remodel cost per square foot?

At 2024 national averages: about $125 per sqft for a basic refresh, $250 per sqft at a standard mid-range scope, and up to $550 per sqft for upscale work with custom tile, frameless glass, heated floors, and layout changes. Apply your regional multiplier (0.88× to 1.22×) on top. A typical 40-sqft hall bath at standard finish runs roughly $10,000 before contingency.

Do I need a permit for a basement remodel?

Almost always, yes. Any time a basement finish involves framing, drywall, electrical runs, plumbing rough-ins, or egress window changes, your local building department will require a permit and inspections. Cosmetic-only work (paint, flooring over existing slab) is often the exception. Permit fees are typically 0.5–2% of project cost — budget for them inside your base scope, not your contingency.

How much should I budget for a 200 sqft kitchen remodel?

At standard finish on the national average, 200 sqft × $250 per sqft = $50,000 base cost, plus a 15% contingency lands you near $57,500. Move to the Pacific region (1.22×) at upscale finish (1.65×) and the same 200 sqft climbs past $115,000 all-in. Plug your exact region and finish into the calculator above for a scenario-specific number.

What's the ROI on a midrange kitchen remodel?

Per Remodeling Magazine's 2024 Cost vs. Value Report, a minor midrange kitchen remodel typically recoups about 85% of its cost at resale on a national average, while a major midrange kitchen remodel recovers closer to 49%. Upscale kitchens almost always return less than mid-range. ROI is higher when the existing kitchen is badly dated, lower when you're already at market-standard finish.

How do regional cost multipliers work?

Same project, very different invoice depending on where you build. Renomath normalises the U.S. national average to 1.00, then applies the Cost vs. Value regional rollups: East South Central (AL, KY, MS, TN) at 0.88×, Pacific (CA, OR, WA) at 1.22×, New England at 1.18×. A $50,000 project in Nashville becomes a $61,000 project in Seattle — nothing changed except ZIP code.

What's the difference between basic, standard, and upscale finishes?

We multiply the base $/sqft by 0.75× for basic, 1.0× for standard, and 1.65× for upscale. Basic = builder-grade finishes, in-kind replacement, minimal structural changes. Standard = mid-tier fixtures and appliances, some layout tweaks. Upscale = custom cabinetry or tile, stone counters, premium fixtures, structural or layout changes. The scope — not just the materials — is what actually moves the multiplier.

How much does it cost to add a primary suite?

A primary suite addition is new footprint, which runs $130–$400 per sqft at 2024 national averages depending on finish level and whether the suite includes a full bath (it usually does). A 300 sqft bed-plus-bath addition at standard finish averages around $66,000 base; the same scope at upscale in a Pacific-region market pushes past $160,000 before contingency.

When should I get a renovation loan vs. a HELOC?

A HELOC or cash-out refi makes sense when you have the equity, want a simple draw, and the scope is predictable. A renovation loan (FHA 203(k), Fannie Mae HomeStyle, or a bank construction-to-perm) is the right call when you need to roll the remodel cost into a purchase, when projected after-repair value is load-bearing on the approval, or when scope exceeds your available equity. Talk to a lender before choosing — pricing and draw schedules differ materially between products.

What's included in a contractor's bid vs. what isn't?

A standard remodel bid typically includes labor, subcontractors, materials spelled out in the scope, dumpster and cleanup, and permit fees. It usually excludes: appliances the homeowner picks out separately, design or architecture fees, sales tax on client-supplied materials, change orders, and anything hidden behind drywall that hasn't been exposed yet. Read the exclusions page — that's where a "cheap" bid becomes an expensive one.

Renomath is free to use. We don't sell contractor leads, don't run referral fees, and we don't collect your inputs.